Money Advice

Your source for advice on managing your money through tough times,
including topics on Insurance, Prescription Medicines, and Sick Pay.

 

Insurances With A Heart Condition

If, like me, you have been affected by a heart condition you may have struggled to find a competitive quote for life and travel insurance or not know where to start. HeartWeb, the UKs online heart support group, have joined forces with The Insurance Surgery to provide the specalist cover you require.

Other insurances are also available – critical illness, income protection, private medical insurance, etc – visit The Insurance Surgery to find out all about specific insurances for people with a heart condition. Read More >>>

Life Insurance For Heart Patients

Having a heart condition of any kind is a major life challenge but you’ll also find that getting life insurance after an event such as a heart attack is a whole other challenge in itself.

Most of us never consider life insurance to be important until we’re faced with the prospect of our own mortality either through an injury, accident or a medical condition appearing without warning.

The realization that life insurance is important, not only for ourselves but for our families, dawns on us. Read More >>>

Travel Insurance For Heart Conditions

When you’re going on holidays with your family or travelling with friends you want to do so with complete peace of mind, which means having comprehensive travel insurance for while you’re away. Under normal circumstances this is just a matter of clicking a box on a website but if you have a pre-existing medical condition travel insurance can become dramatically more complicated in a heartbeat – and especially with heart conditions of any kind.

At HeartWeb we’ve teamed up with Insurance Choice to offer great value travel insurance for people with a heart condition. Read More >>>

Prescription Charges

Anyone first affected by heart disease … often leaving hospital clutching the contents of a small drugs cabinet … will automatically think “blimey – my monthly prescription’s going to cost me a fortune!” but don’t worry, there are plenty of options available to ease the burden.

Whilst prescription charges have been dropped in most parts of the UK, charges are still compulsory for the majority of people in England and these charges are regularly increasing. At £7.65 per item the cost can be significant for anyone with a heart condition who requires multiple prescribed medications each month. There are ways to reduce the cost though. Read More >>>

 Sick Pay

Most victims of heart disease are forced to take time off work to recover, obviously exactly how long varies dependent on the individual condition and from person to person but often it will be months rather than weeks and often followed by a “staggered” or “phased” return to work, starting off with a few hours per day and increasing back up to full time.

This can be one of the biggest concerns to anyone suddenly affected by a heart condition. So, what do you need to do and what are the rules relating to pay during this period? Read More >>>